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Tuk Tuk (Boda-Boda) Insurance

Protect Your Tuk Tuk (Boda-Boda) in Kenya with reliable coverage. Get instant quotes and 24/7 claims support tailored for passenger & goods transport.

Get TUK TUK Insurance Quote
Call: 0771 202044

Choose Your Protection Level

Flexible plans for every Tuk Tuk and budget

Comprehensive Cover

  • Accident damage repair for your Tuk Tuk
  • Theft protection
  • Third-party liability
  • Fire & natural disaster cover
  • Passenger Accident cover
  • Goods-in-transit (optional)

Best for: New Tuk Tuks, financed vehicles, owners wanting maximum protection for their business asset.


Third Party, Fire & Theft

  • Injury & damage to other persons/vehicles
  • Theft of your Tuk Tuk
  • Fire damage coverage

Best for: 

Mid-value Tuk Tuks, owners seeking balanced, cost-effective protection.

Third Party Only

  • Damage to other vehicles
  • Injury to other persons
  • Most affordable option

Best for: Older Tuk Tuks, basic legal coverage

We Protect All Types of Tuk Tuks (Boda Bodas)

  • Passenger Transport: 3-Wheelers (Tuk Tuks), 2-Wheelers (Boda Boda), Special Hire.
  • Goods & Cargo: Goods carriers, Parcel delivery Tuk Tuks.
  • Special Use: Ambulance Tuk Tuks, Advertising vehicles

The Andromeda Difference

  • 24/7 Claims Support for Transport: Emergency hotline understands transport emergencies. Fast processing to get you back on the road.
  • Nationwide Garage Network: Access to mechanics specializing in 3-wheeler & motorcycle repair across Kenya. Direct billing.
  • Roadside Assistance: Tuk Tuk-specific support: towing, tire change, fuel delivery.
  • Flexible Payment Plans for Drivers: Pay weekly, maalimu (installments), monthly, or annually. No hidden fees.

Get Covered in 3 Simple Steps

Step 1: Get Your Quote

Fill our simple form or call us directly. Receive your instant premium calculation.

Step 2: Submit Documents

Provide copy of ID, KRA PIN, and logbook. We handle all the paperwork for you.

Step 3: Get Instant Coverage

Download your insurance certificate immediately. Coverage starts same day.

Get Your Personalized Quote

Fill in your details and our experts will contact you with the best rate within minutes

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Straightforward Claims Experience

Timeline Graphic:

  • Report Incident → Call our 24/7 hotline immediately
  • Document Submission → Provide photos and details via WhatsApp or email
  • Assessment → Our team evaluates within hours
  • Approval & Repair → Direct payment to our network garages


Emergency Box:

  • 24/7 Claims Hotline: 0771 202044
  • Available nationwide - accidents, breakdowns, emergencies

What You Need to Get Started

  • Document Checklist:
  • Copy of National ID
  • KRA PIN Certificate
  • Vehicle Logbook Copy
  • Previous Insurance Details (if any)

Tuk Tuk Insurance Questions Answered

Q1: Is Passenger Accident Cover included?

A1: It's often an essential add-on for comprehensive plans. We highly recommend it for passenger transport to protect you and your passengers.


Q2: My Tuk Tuk is for goods delivery. Is that covered?

A2: Yes. You can select "Goods Transport" as the primary use and add optional "Goods-in-Transit" cover for the cargo.


Q3: Can I pay my premium weekly like other Tuk Tuk expenses?

A3: Yes! We offer flexible payment plans, including weekly installments, to match the cash flow of transport business.


Q4: What garages do you use for repairs?

A4: Our nationwide network includes garages expert in 3-wheeler and motorcycle repairs, with direct billing so you pay nothing upfront.

What Our Tuk Tuk Insurance Clients Say

Testimonial 1:

"After an accident, my Tuk Tuk was repaired in 3 days at a garage they chose. The process was smooth and got me back to work fast."

- Benard O., Tuk Tuk Driver, Nairobi


Testimonial 2:

"Adding passenger cover gave me and my customers peace of mind. Andromeda's premiums are fair for us drivers."

- Aisha M., Boda Boda Operator, Mombasa

Ready to Protect Your Tuk Tuk?

Join thousands of Kenyan Tuk Tuk and Boda Boda operators who trust Andromeda for reliable, affordable insurance.