- Negligence and errors coverage
- Legal defense costs
- Breach of duty protection
- Omissions and mistakes
- Ideal for: Consultants, advisors, small practices
- Libel and slander protection
- Intellectual property claims
- Loss of documents coverage
- Dishonesty of employees
- Ideal for: Larger firms, tech companies, agencies
- Regulatory investigations
- Cyber liability inclusion
- Directors and officers protection
- Previous work coverage
- Ideal for: Financial advisors, lawyers, architects
Professional Negligence:
- Incorrect advice or recommendations
- Errors in professional services
- Failure to deliver promised results
- Missed deadlines or delays
- Inadequate work quality
Legal & Defence:
- Court and legal costs
- Settlement negotiations
- Defence attorney fees
- Expert witness costs
- Regulatory investigation expenses
Financial Protection:
- Compensation payments to clients
- Financial loss claims
- Contractual disputes
- Breach of confidentiality
- Defamation claims
Career Protection
Safeguard your professional reputation and livelihood against costly negligence claims
Client Confidence
Demonstrate professionalism and responsibility to attract higher-value clients and projects
Legal Defence
Cover expensive legal costs that can bankrupt small practices and individual professionals
Regulatory Compliance
Meet mandatory insurance requirements for regulated professions like engineers, architects, and consultants
Step 1: Risk Assessment
We evaluate your professional services, client contracts, and potential liability exposures
Step 2: Coverage Design
Create insurance that matches your specific professional risks and regulatory requirements
Step 3: Continuous Protection
Annual reviews to ensure coverage keeps pace with your growing practice and changing risks
Consulting & Advisory:
- Management consultants
- Business advisors
- Financial planners
- HR consultants
- Marketing agencies
Technical Professionals:
- Engineers and architects
- IT consultants and developers
- Surveyors and valuers
- Project managers
- Design professionals
Regulated Professions:
- Lawyers and advocates
- Accountants and auditors
- Healthcare consultants
- Real estate agents
- Insurance brokers
Scenario 1: Consulting Error
"Management consultant provided incorrect market analysis causing client KSh 5M investment loss"
Scenario 2: Architectural Mistake
"Design error in building plans led to structural issues requiring KSh 15M in repairs"
Scenario 3: IT Failure
"Software developer's coding error caused client business system failure and revenue loss"
Scenario 4: Financial Advice
"Incorrect tax advice resulted in client penalties and additional tax liabilities"
Q1: What's the difference between PI and public liability?
A1: PI covers financial losses from professional advice/services, while public liability covers physical injury or property damage.
Q2: How are coverage limits determined?
A2: Based on your contract values, client types, industry standards, and potential maximum loss scenarios.
Q3: Are claims from past work covered?
A3: Most policies include retroactive coverage for work done before the policy start date, subject to terms.
Q4: What if I work with international clients?
A4: We offer worldwide coverage extensions for professionals serving international markets.
Q5: How quickly can I get coverage?
A5: Most applications are approved within 2-3 working days once all information is provided.
Testimonial 1:
"When a client claimed my consulting advice caused financial loss, the PI insurance covered all legal costs and the settlement. It saved my business."
- Management Consultant, Nairobi
Testimonial 2:
"As an IT consultant, the professional indemnity coverage gives me confidence to take on larger corporate projects knowing I'm protected against coding errors."
- Tech Solutions Ltd, Mombasa
Legal Defense Coverage • Regulatory Compliance • Career Protection