Professional Negligence:

• Incorrect advice or recommendations
• Errors in professional services
• Failure to deliver promised results
• Missed deadlines or delays
• Inadequate work quality

Legal & Defence:

• Court and legal costs
• Settlement negotiations
• Defence attorney fees
• Expert witness costs
• Regulatory investigation expenses

Financial Protection:

• Compensation payments to clients
• Financial loss claims
• Contractual disputes
• Breach of confidentiality
• Defamation claims

• Career Protection

Safeguard your professional reputation and livelihood against costly negligence claims

• Client Confidence

Demonstrate professionalism and responsibility to attract higher-value clients and projects

• Legal Defence

Cover expensive legal costs that can bankrupt small practices and individual professionals

• Regulatory Compliance

Meet mandatory insurance requirements for regulated professions like engineers, architects, and consultants

Step 1: Risk Assessment

We evaluate your professional services, client contracts, and potential liability exposures

Step 2: Coverage Design

Create insurance that matches your specific professional risks and regulatory requirements

Step 3: Continuous Protection

Annual reviews to ensure coverage keeps pace with your growing practice and changing risks

Consulting & Advisory:

• Management consultants
• Business advisors
• Financial planners
• HR consultants
• Marketing agencies

Technical Professionals:

• Engineers and architects
• IT consultants and developers
• Surveyors and valuers
• Project managers
• Design professionals

Regulated Professions:

• Lawyers and advocates
• Accountants and auditors
• Healthcare consultants
• Real estate agents
• Insurance brokers

• Scenario 1: Consulting Error

"Management consultant provided incorrect market analysis causing client KSh 5M investment loss"

• Scenario 2: Architectural Mistake

"Design error in building plans led to structural issues requiring KSh 15M in repairs"

• Scenario 3: IT Failure

"Software developer's coding error caused client business system failure and revenue loss"

• Scenario 4: Financial Advice

"Incorrect tax advice resulted in client penalties and additional tax liabilities"

Q1: What's the difference between PI and public liability?

A1: PI covers financial losses from professional advice/services, while public liability covers physical injury or property damage.

Q2: How are coverage limits determined?

A2: Based on your contract values, client types, industry standards, and potential maximum loss scenarios.

Q3: Are claims from past work covered?

A3: Most policies include retroactive coverage for work done before the policy start date, subject to terms.

Q4: What if I work with international clients?

A4: We offer worldwide coverage extensions for professionals serving international markets.

Q5: How quickly can I get coverage?

A5: Most applications are approved within 2-3 working days once all information is provided.

Testimonial 1:

"When a client claimed my consulting advice caused financial loss, the PI insurance covered all legal costs and the settlement. It saved my business."

- Management Consultant, Nairobi

Testimonial 2:

"As an IT consultant, the professional indemnity coverage gives me confidence to take on larger corporate projects knowing I'm protected against coding errors."

- Tech Solutions Ltd, Mombasa

Legal Defence Coverage • Regulatory Compliance • Career Protection