Accidental Injuries:

• Slips, trips and falls
• Equipment accidents
• Vehicle-related injuries
• Falling objects
• Electrical accidents

Occupational Diseases:

• Respiratory conditions
• Hearing loss from noise
• Skin diseases from chemicals
• Repetitive strain injuries
• Stress-related conditions

Special Circumstances:

• Emergency rescue injuries
• Travel during work hours
• Company events accidents
• Training-related injuries
• Workplace violence

• Legal Compliance

Meet mandatory requirements under Kenya's Work Injury Benefits Act

• Employee Loyalty

Show your team you value their safety and wellbeing

• Financial Security

Protect your business from costly lawsuits and compensation claims

• Risk Management

Professional guidance on workplace safety and accident prevention

Employer Responsibilities:

• Policy Maintenance - Keep current workmen's compensation insurance
• Accident Reporting - Report workplace injuries within 24 hours
• Claims Support - Assist employees with claims process
• Safety Compliance - Maintain safe working environment

Employee Benefits:

• Medical Treatment - Full coverage for work-related injuries
• Income Replacement - Wage compensation during recovery
• Disability Support - Long-term financial assistance if needed
• Family Protection - Benefits for dependents in case of death

High-Risk Industries:

• Construction and building
• Manufacturing and factories
• Transportation and logistics
• Agriculture and farming

Medium-Risk Industries:

• Retail and wholesale
• Hospitality and tourism
• Healthcare and hospitals
• Education and schools

Low-Risk Industries:

• Office-based businesses
• Professional services
• IT and technology companies
• Consulting firms

Q1: Is workmen's compensation mandatory in Kenya?

A1: Yes, under the Work Injury Benefits Act, all employers must have this coverage for their employees.

Q2: What happens if I don't have coverage?

A2: Employers face heavy fines, imprisonment, and are personally liable for all employee injury costs.

Q3: How are premiums calculated?

A3: Based on your industry risk level, number of employees, and annual payroll amount.

Q4: What's the claims process?

A4: Report injury within 24 hours, submit medical reports, we assess and pay benefits directly to employees.

Testimonial 1:

"Andromeda's quick bond issuance helped us win a major county government tender. Their understanding of public procurement is exceptional."

- BuildTech Contractors, Nairobi

Testimonial 2:

"As a growing supplier, the advance payment bonds allowed us to take on larger contracts without straining our cash flow."

- Supply Solutions Kenya Ltd