Emergency medical treatment
Hospitalization costs
Surgery and rehabilitation
Prescription medications
Mandatory for: All employers with staff
Temporary disability payments
Permanent disability compensation
Partial disability benefits
Rehabilitation support
Legal Requirement: Under Kenyan law
Funeral expenses coverage
Dependent compensation
Education support for children
Spouse financial support
Protection: For employee families
Accidental Injuries:
Slips, trips and falls
Equipment accidents
Vehicle-related injuries
Falling objects
Electrical accidents
Occupational Diseases:
Respiratory conditions
Hearing loss from noise
Skin diseases from chemicals
Repetitive strain injuries
Stress-related conditions
Special Circumstances:
Emergency rescue injuries
Travel during work hours
Company events accidents
Training-related injuries
Workplace violence
Legal Compliance
Meet mandatory requirements under Kenya's Work Injury Benefits Act
Employee Loyalty
Show your team you value their safety and wellbeing
Financial Security
Protect your business from costly lawsuits and compensation claims
Risk Management
Professional guidance on workplace safety and accident prevention
Employer Responsibilities:
Policy Maintenance - Keep current workmen's compensation insurance
Accident Reporting - Report workplace injuries within 24 hours
Claims Support - Assist employees with claims process
Safety Compliance - Maintain safe working environment
Employee Benefits:
Medical Treatment - Full coverage for work-related injuries
Income Replacement - Wage compensation during recovery
Disability Support - Long-term financial assistance if needed
Family Protection - Benefits for dependents in case of death
High-Risk Industries:
Construction and building
Manufacturing and factories
Transportation and logistics
Agriculture and farming
Medium-Risk Industries:
Retail and wholesale
Hospitality and tourism
Healthcare and hospitals
Education and schools
Low-Risk Industries:
Office-based businesses
Professional services
IT and technology companies
Consulting firms
Q1: Is workmen's compensation mandatory in Kenya?
A1: Yes, under the Work Injury Benefits Act, all employers must have this coverage for their employees.
Q2: What happens if I don't have coverage?
A2: Employers face heavy fines, imprisonment, and are personally liable for all employee injury costs.
Q3: How are premiums calculated?
A3: Based on your industry risk level, number of employees, and annual payroll amount.
Q4: What's the claims process?
A4: Report injury within 24 hours, submit medical reports, we assess and pay benefits directly to employees.
Testimonial 1:
"Andromeda's quick bond issuance helped us win a major county government tender. Their understanding of public procurement is exceptional."
- BuildTech Contractors, Nairobi
Testimonial 2:
"As a growing supplier, the advance payment bonds allowed us to take on larger contracts without straining our cash flow."
- Supply Solutions Kenya Ltd