Main structure protection
Permanent fixtures coverage
Fire and lightning damage
Storm and flood protection
Ideal for: Homeowners, landlords
Furniture and appliances
Electronics and valuables
Theft and burglary coverage
Accidental damage protection
Ideal for: Renters, homeowners
Building + contents combined
Alternative accommodation
Liability coverage
Garden and outdoor structures
Ideal for: Complete home protection
Natural Events:
Fire and lightning damage
Storm and flood damage
Earthquake protection
Burst pipes and water damage
Security Risks:
Theft and burglary
Vandalism and malicious damage
Broken glass and windows
Forced entry repairs
Accidental Damage:
Electrical appliance breakdown
Accidental damage to contents
Falling trees or branches
Impact damage from vehicles
Fast Claims Response
24/7 emergency claims service with quick assessment and repair coordination
Local Understanding
We understand Kenyan home risks and construction types
Flexible Coverage
Customizable policies to match your specific home and contents value
Expert Valuations
Professional guidance on proper home and contents valuation
Step 1: Home Assessment
We help determine the right coverage for your property and contents
Step 2: Customized Policy
Choose the protection that matches your home's specific needs
Step 3: Continuous Protection
Regular policy reviews as your home and possessions change
Optional Add-ons:
Domestic worker compensation
Money and credit card coverage
Jewelry and valuable items
Electronic equipment warranty
Legal expenses coverage
Home emergency assistance
Q1: What's the difference between building and contents insurance?
A1: Building insurance covers the physical structure, while contents covers your possessions inside the home.
Q2: Are rental properties covered?
A2: Yes, we offer specific landlord insurance for rental properties.
Q3: How is my home's value determined?
A3: Based on reconstruction cost, not market value, to ensure proper coverage.
Q4: What if I have expensive jewelry or art?
A4: We offer additional valuable items coverage for specific high-value possessions.
Testimonial 1:
"When our kitchen caught fire, Andromeda had assessors there in hours and repairs started the next day. Incredible service!"
- The Kimani Family, Nairobi
Testimonial 2:
"Comprehensive coverage at an affordable price. Finally found home insurance that actually pays claims without hassle."
- David O., Mombasa