Fire & Related Damage:

• Fire and lightning damage
• Smoke and soot damage
• Explosion coverage
• Bush fire protection
• Electrical fire damage
• Arson and malicious damage

Theft & Security Risks:

• Burglary and break-in
• Theft of contents and valuables
• Vandalism and malicious damage
• Forced entry repairs
• Stolen cash coverage
• Damage during theft attempts

Additional Property Risks:

• Storm and flood damage
• Impact damage from vehicles
• Falling trees or objects
• Water leakage and burst pipes
• Riots and civil commotion
• Aircraft and vehicle impact

• Fast Claims Response

24/7 emergency claims service with rapid assessment and immediate repair coordination

• Replacement Value Coverage

Full replacement cost for damaged items, not depreciated market value

• Security Partnership

Expert advice on improving property security with premium discounts for security systems

• Nationwide Network

Access to trusted repair contractors, locksmiths, and restoration professionals across Kenya

Step 1: Risk Assessment

We evaluate your property, location, construction type, and security measures

Step 2: Customised Coverage

Create insurance that matches your property value and specific risk profile

Step 3: Continuous Protection

Regular policy reviews and security improvement recommendations as your needs change

Risk Management Support:

• Professional security assessment
• Fire safety recommendations
• Theft prevention advice
• Emergency response planning
• Security system discounts

Claims & Recovery Services:

• 24/7 emergency hotline
• Emergency board-up services
• Temporary accommodation arrangements
• Repair contractor coordination
• Cash advance for essentials

Q1: What's the difference between building and contents insurance?

A1: Building covers the physical structure, while contents covers your possessions inside the property.

Q2: Are electronic devices and appliances covered?

A2: Yes, electronics are covered for theft and fire damage, with optional accidental damage coverage available.

Q3: What if I run a business from home?

A3: We offer specific home business coverage including equipment, stock, and business interruption protection.

Q4: How quickly are claims processed?

A4: Emergency claims assessed within 24 hours, with most standard claims processed within 3-5 working days.

Q5: Are there security requirements for coverage?

A5: Basic security is recommended, with premium discounts available for advanced security systems and safety features.

Testimonial 1:

"When our retail shop was burglarized, Andromeda had assessors on site by morning and our claim paid within 3 days. They coordinated all the repairs and security upgrades."

- Retail Business Owner, Thika

Testimonial 2:

"The fire damage assessment was thorough and fair. They handled everything from temporary accommodation to coordinating builders. We were back in our home within 2 weeks."

- Homeowner, Nairobi

Join thousands of Kenyan property owners protected by Andromeda Fire & Burglary Insurance

24/7 Claims • Security Discounts • Fast Payouts