- Building structure protection
- Household contents coverage
- Theft and break-in protection
- Fire and smoke damage
- Ideal for: Homeowners, rental properties
- Commercial building insurance
- Stock and inventory coverage
- Business interruption
- Cash and money insurance
- Ideal for: Shops, offices, warehouses
- All-risk coverage
- Natural disaster protection
- Accidental damage
- Temporary accommodation
- Ideal for: High-value properties, landlords
Fire & Related Damage:
- Fire and lightning damage
- Smoke and soot damage
- Explosion coverage
- Bush fire protection
- Electrical fire damage
- Arson and malicious damage
Theft & Security Risks:
- Burglary and break-in
- Theft of contents and valuables
- Vandalism and malicious damage
- Forced entry repairs
- Stolen cash coverage
- Damage during theft attempts
Additional Property Risks:
- Storm and flood damage
- Impact damage from vehicles
- Falling trees or objects
- Water leakage and burst pipes
- Riots and civil commotion
- Aircraft and vehicle impact
Fast Claims Response
24/7 emergency claims service with rapid assessment and immediate repair coordination
Replacement Value Coverage
Full replacement cost for damaged items, not depreciated market value
Security Partnership
Expert advice on improving property security with premium discounts for security systems
Nationwide Network
Access to trusted repair contractors, locksmiths, and restoration professionals across Kenya
Step 1: Risk Assessment
We evaluate your property, location, construction type, and security measures
Step 2: Customised Coverage
Create insurance that matches your property value and specific risk profile
Step 3: Continuous Protection
Regular policy reviews and security improvement recommendations as your needs change
Risk Management Support:
- Professional security assessment
- Fire safety recommendations
- Theft prevention advice
- Emergency response planning
- Security system discounts
Claims & Recovery Services:
- 24/7 emergency hotline
- Emergency board-up services
- Temporary accommodation arrangements
- Repair contractor coordination
- Cash advance for essentials
Q1: What's the difference between building and contents insurance?
A1: Building covers the physical structure, while contents covers your possessions inside the property.
Q2: Are electronic devices and appliances covered?
A2: Yes, electronics are covered for theft and fire damage, with optional accidental damage coverage available.
Q3: What if I run a business from home?
A3: We offer specific home business coverage including equipment, stock, and business interruption protection.
Q4: How quickly are claims processed?
A4: Emergency claims assessed within 24 hours, with most standard claims processed within 3-5 working days.
Q5: Are there security requirements for coverage?
A5: Basic security is recommended, with premium discounts available for advanced security systems and safety features.
Testimonial 1:
"When our retail shop was burglarized, Andromeda had assessors on site by morning and our claim paid within 3 days. They coordinated all the repairs and security upgrades."
- Retail Business Owner, Thika
Testimonial 2:
"The fire damage assessment was thorough and fair. They handled everything from temporary accommodation to coordinating builders. We were back in our home within 2 weeks."
- Homeowner, Nairobi
Join thousands of Kenyan property owners protected by Andromeda Fire & Burglary Insurance
24/7 Claims • Security Discounts • Fast Payouts