Weather & Climate:

• Drought and water scarcity
• Excessive rainfall and flooding
• Hail and storm damage
• Frost and temperature extremes
• Unseasonal weather patterns

Crop-Specific Risks:

• Pest infestations and locusts
• Crop diseases and blight
• Poor germination rates
• Yield shortfalls
• Quality deterioration

Market Risks:

• Price volatility protection
• Market access disruptions
• Storage and spoilage losses
• Transportation delays
• Export market fluctuations

• Weather Resilience

Financial protection against unpredictable weather patterns and climate change impacts

• Input Cost Recovery

Coverage for seeds, fertilizers, labor, and other farming inputs in case of crop failure

• Market Stability

Protection against price fluctuations and market disruptions that affect your income

• Technology Integration

Use of satellite imagery, weather stations, and mobile technology for accurate risk assessment

Satellite Monitoring:

• Real-time crop health monitoring
• Weather pattern analysis
• Yield prediction technology
• Automated damage assessment

Mobile Integration:

• Weather alerts via SMS
• Claim submission via USSD
• Payment via M-Pesa
• Digital policy certificates

Data Analytics:

• Historical yield analysis
• Climate risk modelling
• Market price forecasting
• Personalised risk advice

Step 1: Farm Assessment

We evaluate your crops, location, soil type, and historical yield data

Step 2: Customised Coverage

Design insurance that matches your farming calendar and specific crop risks

Step 3: Claims Support

Quick assessment and payment when weather triggers or crop losses occur

Staple Foods:

• Maize and corn varieties
• Beans and legumes
• Wheat and barley
• Rice and sorghum

• Potatoes and sweet potatoes

Cash Crops:

• Coffee and tea
• Horticulture produce
• Flowers and nursery
• Fruits and vegetables
• Herbs and spices

Speciality Crops:

• Export vegetables
• Organic produce
• Seed multiplication
• Greenhouse crops
• Irrigation farming

Q1: How are crop losses measured?

A1: Through field assessments, satellite imagery, weather station data, and historical yield records from your area.

Q2: What happens during a drought?

A2: We use rainfall index data to trigger automatic payments when rainfall falls below guaranteed levels for your region.

Q3: Are small-scale farmers eligible?

A3: Yes, we have special programs for small-scale farmers with affordable premium options and group schemes.

Q4: How quickly are claims processed?

A4: Weather index claims are automated and paid within days. Other claims processed within 2-4 weeks after assessment.

Q5: What if I use irrigation?

A5: We offer specific irrigation crop insurance that considers your water source and irrigation system capabilities.

Testimonial 1:

"When drought destroyed my maize crop, the insurance payout allowed me to replant and save my farming business. The automated payment came within 3 days of the trigger."

- Samuel K., Maize Farmer, Rift Valley

Testimonial 2:

"The weather index insurance gave me confidence to invest in better seeds and fertilizers. Knowing I'm protected against drought allowed me to focus on improving yields."

- Dairy Farmers Cooperative, Central Kenya

Weather Index Technology • Fast Claims • Farmer-Focused