Weather & Climate:

• Drought and water scarcity
• Excessive rainfall and flooding
• Hail and storm damage
• Frost and temperature extremes
• Unseasonal weather patterns

Crop-Specific Risks:

• Pest infestations and locusts
• Crop diseases and blight
• Poor germination rates
• Yield shortfalls
• Quality deterioration

Market Risks:

• Price volatility protection
• Market access disruptions
• Storage and spoilage losses
• Transportation delays
• Export market fluctuations

Weather Resilience

Financial protection against unpredictable weather patterns and climate change impacts

Input Cost Recovery

Coverage for seeds, fertilizers, labor, and other farming inputs in case of crop failure

Market Stability

Protection against price fluctuations and market disruptions that affect your income

Technology Integration

Use of satellite imagery, weather stations, and mobile technology for accurate risk assessment

Satellite Monitoring:

• Real-time crop health monitoring
• Weather pattern analysis
• Yield prediction technology
• Automated damage assessment

Mobile Integration:

• Weather alerts via SMS
• Claim submission via USSD
• Payment via M-Pesa
• Digital policy certificates

Data Analytics:

• Historical yield analysis
• Climate risk modelling
• Market price forecasting
• Personalised risk advice

Step 1: Farm Assessment

We evaluate your crops, location, soil type, and historical yield data

Step 2: Customised Coverage

Design insurance that matches your farming calendar and specific crop risks

Step 3: Claims Support

Quick assessment and payment when weather triggers or crop losses occur

Staple Foods:

• Maize and corn varieties
• Beans and legumes
• Wheat and barley
• Rice and sorghum

• Potatoes and sweet potatoes

Cash Crops:

• Coffee and tea
• Horticulture produce
• Flowers and nursery
• Fruits and vegetables
• Herbs and spices

Speciality Crops:

• Export vegetables
• Organic produce
• Seed multiplication
• Greenhouse crops
• Irrigation farming

Q1: How are crop losses measured?

A1: Through field assessments, satellite imagery, weather station data, and historical yield records from your area.

Q2: What happens during a drought?

A2: We use rainfall index data to trigger automatic payments when rainfall falls below guaranteed levels for your region.

Q3: Are small-scale farmers eligible?

A3: Yes, we have special programs for small-scale farmers with affordable premium options and group schemes.

Q4: How quickly are claims processed?

A4: Weather index claims are automated and paid within days. Other claims processed within 2-4 weeks after assessment.

Q5: What if I use irrigation?

A5: We offer specific irrigation crop insurance that considers your water source and irrigation system capabilities.

Testimonial 1:

"When drought destroyed my maize crop, the insurance payout allowed me to replant and save my farming business. The automated payment came within 3 days of the trigger."

- Samuel K., Maize Farmer, Rift Valley

Testimonial 2:

"The weather index insurance gave me confidence to invest in better seeds and fertilizers. Knowing I'm protected against drought allowed me to focus on improving yields."

- Dairy Farmers Cooperative, Central Kenya

Weather Index Technology • Fast Claims • Farmer-Focused