- Death benefit coverage
- Accidental death protection
- Terminal illness benefit
- Funeral expenses advance
- Ideal for: Small businesses, startups
- Higher coverage amounts
- Additional accidental benefits
- Critical illness coverage
- Disability benefits included
- Ideal for: Medium enterprises, corporate
- Top-tier coverage for executives
- Spouse and children coverage
- Retirement benefits option
- Worldwide coverage
- Ideal for: Large corporations, multinationals
Death Benefits:
- Lump sum death benefit
- Accidental death double benefit
- Funeral expenses payment
- Repatriation costs coverage
- Education fund for children
Living Benefits:
- Critical illness coverage
- Permanent disability benefit
- Terminal illness advance
- Medical expenses support
- Rehabilitation costs
Additional Benefits:
- Waiver of premium during disability
- Spouse and dependant coverage
- Portability options for leavers
- Counseling services
- Legal support for beneficiaries
Talent Attraction & Retention
Competitive benefits package helps attract and retain quality employees in a competitive market
Tax Efficiency
Premiums are tax-deductible business expenses while benefits are tax-free for employees
Employee Loyalty
Show employees you value their wellbeing, increasing loyalty and reducing turnover
Cost-Effective Protection
Group rates are significantly lower than individual policies, providing better value
Step 1: Needs Assessment
We analyse your workforce demographics and recommend appropriate coverage levels
Step 2: Plan Design
Customise benefits, coverage amounts, and optional add-ons for your organisation
Step 3: Employee Onboarding
Simple enrollment process with digital certificates and employee communication support
Manufacturing & Construction:
- Higher accidental death benefits
- Shift worker coverage
- Hazardous occupation rates
- Site accident protection
Professional Services:
- Competitive executive benefits
- Professional association rates
- Flexible coverage options
- International travel coverage
SMEs & Startups:
- Affordable entry-level plans
- Scalable coverage as you grow
- Simple administration
- Digital management portal
Digital Administration:
- Online employee enrollment
- Digital certificate issuance
- Real-time coverage updates
- Mobile app for employees
HR Integration:
- Seamless payroll integration
- Automated new hire enrollment
- Leave management coordination
- Compliance reporting
Claims Support:
- Dedicated group claims team
- Family assistance services
- Fast claims processing
- Beneficiary support
Q1: What's the minimum number of employees required?
A1: We cover groups from as few as 5 employees, with special programs for smaller businesses.
Q2: Can employees customize their coverage?
A2: Yes, we offer flexible plans where employees can top-up basic coverage with voluntary benefits.
Q3: How are premiums calculated?
A3: Based on employee demographics, industry risk, coverage levels, and claims history.
Q4: What happens when an employee leaves?
A4: They can usually convert to an individual policy or coverage may continue during notice periods.
Q5: Are pre-existing conditions covered?
A5: Group policies typically cover pre-existing conditions after a short waiting period.
Testimonial 1:
"Implementing group life insurance reduced our staff turnover by 30% and became our most valued employee benefit."
- Manufacturing Company, Thika
Testimonial 2:
"The digital administration platform made managing our 75 employees seamless. Onboarding new staff takes minutes instead of days."
- Tech Startup, Nairobi
Legal Compliance:
- Meets retirement benefits regulations
- NSSF complementary coverage
- Employment Act considerations
- Tax compliance guaranteed
Regulatory Features:
- IRA-regulated insurance products
- Transparent pricing structure
- Clear benefit communication
- Annual compliance reviews
Tax Efficient • Employee Retention • Easy Administration