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Personal Accident Insurance in Kenya

24/7 protection against accidental injuries, disability, or death. Comprehensive coverage for individuals, families, and employees.

Get personal accident Insurance Quote
Call: 0771 202044

Choose Your Accident Protection

Flexible plans for different lifestyles and risk levels

Individual Accident Cover

  • Accidental death benefit
  • Permanent total disability
  • Medical expenses coverage
  • Temporary total disability

Ideal for: Individuals, self-employed, professionals

Family Accident Plan

  • Cover for entire family
  • Children's education benefit
  • Spouse coverage included
  • Domestic accident protection

Ideal for: Families with children

Group Accident Insurance

  • Employee accident coverage
  • Work-related injuries
  • Commuting accidents
  • Business travel protection

Ideal for: Companies, organisations, groups

What Personal Accident Insurance Covers

Death & Disability:

  • Accidental death lump sum
  • Permanent total disability
  • Permanent partial disability
  • Temporary total disability

Medical & Recovery:

  • Medical expenses reimbursement
  • Hospitalisation benefits
  • Surgical procedure costs
  • Rehabilitation expenses

Additional Benefits:

  • Funeral expenses coverage
  • Education fund for children
  • Weekly disability income
  • Repatriation costs

24/7 Protection Wherever You Are

  • Worldwide Coverage

Protected anywhere in the world, 24 hours a day, 7 days a week

  • No Medical Exams

Simple application process with no medical tests required

  • Immediate Coverage

Protection starts immediately after policy issuance

  • Affordable Premiums

Comprehensive coverage at very affordable rates

Get Accident Coverage in 3 Simple Steps

Step 1: Choose Your Coverage

Select the protection level that matches your needs and budget

Step 2: Complete Simple Application

No medical exams - just basic information about yourself

Step 3: Immediate Protection

Coverage starts as soon as your policy is issued

Get Your Personal Accident Quote

Quick and simple - no medical exams needed

Protection Against Common Accidents

Everyday Accidents:

  • Road traffic accidents
  • Slips and falls
  • Burns and scalds
  • Sports injuries
  • Animal bites
  • Household accidents
  • Work-related injuries

Special Coverage:

  • Natural disasters
  • Civil commotion
  • Terrorism incidents
  • Accidents during travel

Personal Accident Insurance Questions

Q1: What's the difference between permanent and temporary disability?

A1: Permanent disability means lifelong impairment, while temporary disability is a recovery period with income replacement.

Q2: Are sports injuries covered?

A2: Most sports are covered, though extreme sports may have limitations or require additional premium.

Q3: How quickly are claims paid?

A3: Accident claims are typically processed within 7-14 days once all documents are submitted.

Q4: Can I cover my entire family under one policy?

A4: Yes, we offer family floater policies that cover spouse and children at discounted rates.

What Our Clients Say

Testimonial 1:

"When I had a car accident, the weekly disability payments kept my family going while I recovered. Thank you, Andromeda!"

- John M., Sales Representative

Testimonial 2:

"Our company's group accident policy saved us when an employee had a serious fall. The claim was processed in just one week."

- Tech Solutions Kenya Ltd

Ready for 24/7 Accident Protection?

Thousands of Kenyans trust Andromeda for reliable personal accident coverage