Accidental death benefit
Permanent total disability
Medical expenses coverage
Temporary total disability
Ideal for: Individuals, self-employed, professionals
Cover for entire family
Children's education benefit
Spouse coverage included
Domestic accident protection
Ideal for: Families with children
Employee accident coverage
Work-related injuries
Commuting accidents
Business travel protection
Ideal for: Companies, organizations, groups
Death & Disability:
Accidental death lump sum
Permanent total disability
Permanent partial disability
Temporary total disability
Medical & Recovery:
Medical expenses reimbursement
Hospitalization benefits
Surgical procedure costs
Rehabilitation expenses
Additional Benefits:
Funeral expenses coverage
Education fund for children
Weekly disability income
Repatriation costs
Worldwide Coverage
Protected anywhere in the world, 24 hours a day, 7 days a week
No Medical Exams
Simple application process with no medical tests required
Immediate Coverage
Protection starts immediately after policy issuance
Affordable Premiums
Comprehensive coverage at very affordable rates
Step 1: Choose Your Coverage
Select the protection level that matches your needs and budget
Step 2: Complete Simple Application
No medical exams - just basic information about yourself
Step 3: Immediate Protection
Coverage starts as soon as your policy is issued
Everyday Accidents:
Road traffic accidents
Slips and falls
Burns and scalds
Sports injuries
Animal bites
Household accidents
Work-related injuries
Special Coverage:
Natural disasters
Civil commotion
Terrorism incidents
Accidents during travel
Q1: What's the difference between permanent and temporary disability?
A1: Permanent disability means lifelong impairment, while temporary disability is a recovery period with income replacement.
Q2: Are sports injuries covered?
A2: Most sports are covered, though extreme sports may have limitations or require additional premium.
Q3: How quickly are claims paid?
A3: Accident claims are typically processed within 7-14 days once all documents are submitted.
Q4: Can I cover my entire family under one policy?
A4: Yes, we offer family floater policies that cover spouse and children at discounted rates.
Testimonial 1:
"When I had a car accident, the weekly disability payments kept my family going while I recovered. Thank you, Andromeda!"
- John M., Sales Representative
Testimonial 2:
"Our company's group accident policy saved us when an employee had a serious fall. The claim was processed in just one week."
- Tech Solutions Kenya Ltd
Thousands of Kenyans trust Andromeda for reliable personal accident coverage